Down Payment Assistance.

Who May Qualify.

Eligibility varies by program, but many are designed to support first-time buyers or moderate-income households.

You may qualify if:

• You are a first-time homebuyer (in many cases)
• Your income falls within program limits
• You plan to use the home as your primary residence
• You meet basic credit and loan requirements

Types of Assistance.

Grants

Funds that typically do not need to be repaid, as long as program requirements are met.

Forgivable Loans

Loans that may be forgiven over time if you stay in the home for a required period.

Deferred Loans

Loans that don't require payment until you sell, refinance, or pay off the home.

How It Works.

1. Start with a pre-qualification
2. Identify eligible programs based on your profile and location
3. Combine assistance with an appropriate loan (FHA, Conventional, etc.)
4. Complete the application and move through closing

Important Considerations.

1. Programs vary by location and availability
2. Income limits and purchase price limits may apply
3. Some programs require homebuyer education courses
4. Funds may be limited or first-come, first-served

See If You Qualify for Assistance Programs.

The fastest way to find out what programs may be available is to start with a quick pre-qualification. We can help you explore both loan options and assistance programs together.