Mortgage Rates

Current daily mortgage rates from Zillow data.

Today's mortgage rates.

Rates as of Sep 28, 2026. Provided by Zillow.

California Rates

Loan Type Rate APR
5/1 ARM 6.19% 6.44%
15-Year Fixed 6.46% 6.47%
20-Year Fixed 7.15% 7.16%
30-Year Fixed 7.14% 7.14%
7/1 ARM 6.60% 6.65%
30-Year Fixed VA 6.95% 6.96%

National Rates

Loan Type Rate APR
5/1 ARM 6.71% 6.70%
15-Year Fixed 6.57% 6.59%
20-Year Fixed 7.27% 7.28%
30-Year Fixed 7.19% 7.19%
7/1 ARM 7.05% 6.90%
30-Year Fixed VA 6.84% 7.01%

Let us be your Rate Watcher. 

Thinking about buying or refinancing? Tell us your goals, and we'll help monitor rate trends so you don't have to check mortgage rates every day.


Success, Measured in Happy Homeowners.

Your Experience Is the Benchmark. 
At Team Molina, we are driven by the passion to serve our community. We're not your average Mortgage Lender - and from first call to closing day, your satisfaction is how we measure success.

Got Questions? 
Ask us Anything.

Jose Molina 
Sr. Loan Officer
NMLS# 240269
209-609-0212
jose@team-molina.com 
eFax: 209-444-0101